Retirement Plan Services

For over 25 years, Essex Financial Services, Inc. has been a trusted provider of Advisory and Consulting services to employer-sponsored retirement plans in New England. As an Independent Registered Investment Advisor, EFS provides unbiased, consultative guidance and advice to plan trustees and participants.

Fiduciary Solutions

  • ERISA Section 3(38) or 3(21)(A) Co-Fiduciary Services
  • Monitor investments for performance, quality and suitability
  • Provide and maintain a customized Investment Policy Statement
  • Full transparency and disclosure of services and fees

Plan Consulting

  • Plan suitability review and recommendation for optimal solution or continuation
  • 401(k), 403(b), SEP IRA, SIMPLE IRA, Solo 401(k), 457, etc.
  • Gather, evaluate and compare proposals from Record Keepers and/or TPA’s
  • Benchmarking of investments, fees and/or technology
  • 404(a)(5), 408(b)(2) and 404(c) regulatory disclosure assistance

Participant Assistance

  • Onsite group and/or individual enrollment and investment meetings
  • Point of contact for employee questions/requests
  • Retirement Income Planning
  • Investment consultations
  • Loans, distributions, deferral changes, beneficiary updates, etc.

To request information regarding EFS’s Retirement Plan Services Department, contact James M. Sullivan, AIF® Email:




Michael LaRiviere earns Certified Financial Planner Designation

Michael LaRiviere earns Certified Financial Planner Designation
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David LaMay's Legacy of Giving

A life-long resident of Old Saybrook, David LaMay believes in giving back to his community. Courtesy of The Harbor News November 2, 2016

Financial Times Recognizes James Sullivan, AIF®

James Sullivan Named to 2016 Financial Times 401 Top Retirement Plan Advisers
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EFS Gives Back

Essex Financial Services Employees Send Deep River Child to Camp Rising Sun Courtesy of The Valley Courier Sept. 1, 2016