Laying the groundwork for a major change.
The time to prepare for the distribution phase is in the five to ten years preceding your anticipated retirement date. This is a time when you can continue to earn and invest, while shoring up any potential loose ends in your strategy.
Essex advisors will walk you through the key questions and considerations. For instance, we’ll want to make sure your idealized retirement date is really a feasible time to make this major lifestyle shift. We also consider the fact that you may still have dependents to care for. This is when long-term care insurance may become part of your financial plan.