John W. Rafal, Founder and Vice Chair, JD

Founder and Vice Chair

John Rafal is the Founder and Vice Chair of Essex Financial Services, a Connecticut financial services firm with more than $3.7 billion in assets under management or administration.

Mr. Rafal has more than 40 years of experience in financial advisory services and has received numerous industry awards in the field of investment management. Mr. Rafal was named the #1 Independent Financial Advisor in the country by Barron’s Magazine for 2007 and 2008. John was named as one of “The Best 100 Financial Advisers” in the United States by Barron’s Magazine in 2004-2015. Most recently, John was named as the State of Connecticut’s #1 Independent Financial Advisor by Barron’s in their 2015 Special Report “The Top 1,000 Financial Advisors”. He is a member of the Connecticut and American Bar Associations, the Financial Planning Association, and is a Registered Securities Principal.

John received a B.A. in political science from the University of Connecticut in 1971 and a J.D. from Temple University School of Law in 1975. John is a 33 year resident of Old Lyme, Connecticut. He is married to Dyanne M. Rafal. His son Matthew is a cum laude graduate of Northeastern University and is a successful songwriter and manager of rock bands. His daughter Alysia is a graduate of Princeton University.

Mr. Rafal serves as a Board member of Essex Financial Services, Middlesex Hospital, The UConn Foundation and The Eugene O’Neill Theatre Center, Inc. He is a past member of the Board of the Eastern Connecticut Symphony Orchestra and The Cove.

John is supported by Client Relationship Manager Kathleen Montano.





John Rafal and Team ranked 15 nationally in Barron’s latest Top 100 Financial Advisor publication

Barron’s ranked John Rafal Number 1 Independent Financial Advisor in the State of Connecticut.

Three EFS Advisors Attend Barron's Top Independent Advisor Summit

John Rafal, Patrick Gingras, Robert Paolucci Attend Barron’s Top Independent Advisors Summit
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Rafal Ranks 2nd in Barrons 2015 List of Top Financial Advisors

John W. Rafal ranks 2nd in Barron’s 2015 List of the top 1200 Financial Advisors in the United States.
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Essex Financial Services Names 5 New Vice Presidents

Five Financial Advisors have been promoted to Vice President.
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